40+ Years of Trusted Practice

Your Family's Financial
Future, Secured.

Personalised financial planning rooted in integrity, guided by expertise — built to last generations.

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₹250+ Crore AUM

Where Wealth Meets
Wisdom & Trust

More than a thousand families trust us with their most important financial decisions. We earn that trust every day.

Why Choose Us Client Stories
CA & CFP Expertise Under One Roof

Complete Protection.
Every Stage of Life.

From insurance to investments, retirement to succession planning — all your financial needs, addressed comprehensively.

View All Services Our Story
Trusted by 3 Generations

Relationships Built
to Last a Lifetime

Our clients don't just stay — they bring their children, and their children's children. That's the measure of real trust.

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40+
Years of Practice
₹250Cr+
Assets Under Management
1000+
Families Served
3
Generations of Trust
Master Consultancy Services office
40+ Years of Excellence
About Us

Personalised Advice.
Lifelong Partnership.

Master Consultancy Services is a Mumbai-based boutique financial advisory firm with over four decades of practice. We offer comprehensive financial planning — from family protection and corporate insurance to wealth creation and succession planning — all under one roof.

Our team combines the rigour of Chartered Accountants with the holistic perspective of Certified Financial Planners. We don't just advise; we become your long-term financial partners, walking alongside you through every stage of life.

"To become the preferred and trusted lifelong partner of our clients — assisting them to reach their most important dreams and life goals through outstanding financial and tax planning services."

What We Stand For

Our Core Values

Every decision we make — every piece of advice we give — is anchored to these four principles.

🤝

Client First Approach

Your financial well-being is the starting point of every conversation. Our advice is always designed around your goals, your risk appetite, and your life circumstances — not product margins.

🔍

Trust & Transparency

We make full and adequate disclosure of all relevant facts so you can make informed decisions. No hidden fees, no concealed commissions, no conflicts of interest left unexplained.

🔒

Confidentiality

We hold all personal and financial information in the strictest confidence. Your affairs remain private. Your trust is never taken lightly.

⚖️

Integrity

Our advice is sincere, honest, and always in your best interest. We are ethically driven and compliance-committed — even when it means telling you what you may not want to hear.

Why Clients Stay

More Than an Advisor.
A Financial Partner.

We've spent over four decades earning trust — one family at a time. Here's what makes the difference.

✓
Trusted by 1,000+ FamiliesDecades of relationships that span multiple generations within the same household.
✓
CA & CFP Expertise in the TeamRare combination of tax intelligence and holistic financial planning under one roof.
✓
₹250+ Crore AUMAssets managed with discipline, responsibility, and consistent long-term outcomes.
✓
Personalised Incidental AdviceNo template solutions. Every recommendation is tailored to your unique situation.
✓
Ethical & Compliance-Driven PracticesWe operate within regulatory frameworks and hold ourselves to a higher standard beyond what is required.
✓
All Financial Products Under One RoofInsurance, investments, tax planning, and succession — one team, one relationship, complete coverage.
✓
Trusted by 3 Generations of CustomersFamilies who began with us still trust us decades later — and bring their children to us too.
✓
Professional Expertise & Continuous LearningOur team maintains the highest level of professional competence through ongoing education and certification.
✓
Commitment to Long-Term Client Well-beingWe measure our success by your financial outcomes, not by the products we distribute.
40+ Years of Excellence
Professional financial advisors

"In your journey of life,
we will always be by your side."

The People Behind Your Plan

Meet Our Partners

Our leadership team brings together four decades of combined expertise in financial planning, insurance advisory, and chartered accountancy.

Bharat Babubhai Chheda

Bharat Babubhai Chheda

Founder & Principal Advisor

[Placeholder: A brief introduction to Bharat Babubhai Chheda — his founding vision, the values that shaped Master Consultancy Services, and his four-decade commitment to putting clients first. Mention specific achievements, industry recognitions, or key milestones.]

Leena Bharat Chheda

Leena Bharat Chheda

CFP® | Partner

[Placeholder: Introduce Leena Chheda's role as a Certified Financial Planner. Describe her area of specialisation — whether that's goal-based planning, insurance advisory, or client relationship management — and her philosophy toward personalised financial guidance.]

CA Riddhi Meet Chheda

CA Riddhi Meet Chheda

Chartered Accountant | Partner

[Placeholder: Describe CA Riddhi Chheda's background — her CA qualification, areas of expertise such as tax planning, compliance, and financial structuring — and how she brings a next-generation analytical rigour to the firm's advisory practice.]

Our Team

Well-trained, experienced & dedicated professionals committed to your financial success.

GR

Girish Raut

25 Years Experience
VH

Varsha Haria

15 Years Experience
PG

Pratik Gurav

15 Years Experience
RS

Rupesh Shirke

8 Years Experience
A Complete Financial World

Our Services

From protecting your family today to securing your legacy for tomorrow — every financial need, covered comprehensively.

🛡️

Term Insurance

Pure life cover to protect your family's income and financial security in the event of an untimely loss.

🏥

Health Insurance

Comprehensive hospitalisation and medical expense coverage for individuals and families of all sizes.

🦺

Personal Accident

Coverage for accidental death, permanent disability, and temporary disablement — financial security when life is unpredictable.

❤️‍🩹

Critical Illness

Lump-sum payout on diagnosis of specified critical illnesses to cover treatment costs and income loss.

✈️

Travel Insurance

Domestic and international travel protection covering medical emergencies, trip cancellation, and baggage loss.

🚗

Motor Insurance

Comprehensive and third-party motor vehicle insurance for cars and two-wheelers with claim assistance.

🏡

Home Insurance

Protect your home and its contents from fire, natural disasters, theft, and other unforeseen events.

🔐

Burglary Insurance

Coverage against loss or damage to property caused by burglary, housebreaking, and theft.

👥

Group Health Insurance

Employee health coverage plans tailored to your workforce size, industry, and benefits philosophy.

🦺

Group Personal Accident

Accidental coverage for your entire employee base — protecting your most valuable assets.

⚒️

Workman Compensation

Statutory liability coverage for employee injuries, disabilities, and occupational diseases arising from employment.

👔

D&O Liability Insurance

Directors & Officers liability coverage protecting key decision-makers from personal financial loss due to management decisions.

📋

Indemnity Insurance

Professional indemnity protection against third-party claims of negligence, errors, and omissions in professional services.

🚢

Marine Insurance

Coverage for goods in transit by sea, air, road, and rail — comprehensive cargo and hull insurance.

🏭

Shop / Godown / Factory / Office

Bundled property insurance for commercial premises covering structure, stock, and business interruption.

🔨

Contractors All Risk

Comprehensive project insurance for civil contractors covering property damage and third-party liability during construction.

💻

Cyber Insurance

Protection against data breaches, cyber attacks, and digital liability — essential for every modern business.

🚛

Commercial Vehicle Insurance

Fleet and commercial vehicle coverage with efficient claim support and dedicated relationship management.

🔥

Fire Insurance

Standard and consequential fire damage coverage for commercial and industrial properties of all sizes.

🏢

Society Insurance

Residential societies and housing cooperatives face unique risks that require specialised coverage. We provide comprehensive insurance solutions designed specifically for cooperative housing societies in Mumbai and beyond.

[Placeholder: Detail the specific society insurance products offered — including building insurance, common area liability, workmen compensation for building staff, directors' liability, terrorism cover, and lift insurance. Include a line on the claims support process and regulatory compliance.]

Enquire for Your Society
📊

Taxation Planning

Minimise your tax liability strictly within the legal framework. Every rupee saved in tax compounds into future wealth.

🌅

Retirement Planning

Build a retirement corpus that sustains your lifestyle — without depending on your children or compromising your dignity.

🎓

Marriage & Education

Systematic planning for your children's higher education and life milestones — starting early, staying disciplined.

🏠

House Purchase

Structured investment and loan planning to help you buy your dream home at the right time and right cost.

🌏

Vacation Planning

Because life isn't only about saving — we help you create dedicated travel funds that don't derail your long-term goals.

💎

Wealth Creation

Long-term, goal-oriented investment strategies combining equity, debt, and alternate assets for sustainable wealth growth.

📜

Will Drafting & Succession Planning

As held by the Supreme Court, nomination alone does not create legal rights. A proper Will and estate plan ensure your wealth passes to whom you intend — without family disputes, legal challenges, or avoidable delays. We advise on will preparation, estate structuring, and succession strategies based on your family's unique circumstances.

ℹ️

Disclosure & Disclaimer: All advisory and distribution services are rendered in compliance with applicable IRDAI and SEBI regulations. For complete disclosure of products, commissions, and conflicts of interest, please refer to our Disclosure Document. Past performance does not guarantee future results. Investment products are subject to market risk.

What Clients Say

Stories of Trust

★★★★★ Highly rated on Google Reviews
★★★★★

"[Placeholder: A genuine client review highlighting the personalised service, long-term relationship, and confidence they feel knowing their finances are in expert hands. Ideally mention a specific outcome — a claim settled, a goal achieved, or a plan that worked as promised.]"

AM
A. Mehta Client since 2008 · Google Review
★★★★★

"[Placeholder: A review from a corporate client or society committee member describing how Master Consultancy helped them navigate complex insurance requirements or a significant claim. Emphasise the professionalism and responsiveness of the team.]"

RS
R. Shah Business Owner · Google Review
★★★★★

"[Placeholder: A multi-generational family review — perhaps someone whose parents were clients and who now trusts Master Consultancy with their own family's financial planning. This speaks directly to the firm's core differentiator.]"

PJ
P. Joshi Family Client · 2nd Generation · Google Review
★★★★★

"[Placeholder: Review from a client who benefited from the retirement or succession planning services — describing peace of mind, clarity about their financial future, and the team's ability to simplify complex financial decisions.]"

VD
V. Desai Retired Professional · Google Review
★★★★★

"[Placeholder: Review highlighting the transparency and ethical conduct of Master Consultancy — perhaps a client who appreciated being told the honest truth about a product or investment rather than being sold something unsuitable.]"

NK
N. Kulkarni IT Professional · Google Review
★★★★★

"[Placeholder: A shorter, punchy testimonial focused on the responsiveness and personal attention received — 'they pick up the phone when it matters' or 'the claim was handled without stress' are the kinds of specific moments that build credibility.]"

SK
S. Kapoor Client since 2015 · Google Review
Let's Begin

Speak to an Advisor
Today.

Whether you have a specific financial need or simply want to understand your options — our advisors are here to help. No obligation, no jargon. Just clear, honest guidance.

📧
Email Us

info@masterfinancialservices.com

📞
Call Us

+91 72087 88791
+91 91365 58800

📍
Visit Us

Shop No. 7, Sahakar Nagar Shopping Center
Sewri Wadala Cross Road #37
Wadala West, Mumbai – 400 031

Schedule a Consultation

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