:root {
      --navy: #0B1E3D;
      --navy-mid: #122444;
      --navy-light: #1a3260;
      --gold: #C9A84C;
      --gold-light: #E2C97E;
      --gold-pale: #F5EDD6;
      --cream: #FAF7F2;
      --white: #FFFFFF;
      --text-dark: #111827;
      --text-mid: #374151;
      --text-muted: #6B7280;
      --border: rgba(201,168,76,0.2);
      --shadow: 0 4px 32px rgba(11,30,61,0.12);
      --shadow-hover: 0 12px 48px rgba(11,30,61,0.22);
    }

    *, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

    html { scroll-behavior: smooth; }

    body {
      font-family: 'DM Sans', sans-serif;
      background: var(--cream);
      color: var(--text-dark);
      line-height: 1.65;
      overflow-x: hidden;
    }

    h1, h2, h3, h4 {
      font-family: 'Cormorant Garamond', serif;
      font-weight: 600;
      line-height: 1.2;
    }

    img { display: block; max-width: 100%; }

    a { text-decoration: none; color: inherit; }

    /* ── NAV ── */
    nav {
      position: fixed;
      top: 0; left: 0; right: 0;
      z-index: 1000;
      background: rgba(11,30,61,0.97);
      backdrop-filter: blur(12px);
      border-bottom: 1px solid rgba(201,168,76,0.18);
      padding: 0 48px;
      display: flex;
      align-items: center;
      justify-content: space-between;
      height: 72px;
      transition: all 0.3s ease;
    }

    .nav-logo {
      display: flex;
      flex-direction: column;
      gap: 1px;
    }
    .nav-logo-main {
      font-family: 'Cormorant Garamond', serif;
      font-size: 1.35rem;
      font-weight: 700;
      color: var(--gold-light);
      letter-spacing: 0.04em;
    }
    .nav-logo-sub {
      font-size: 0.62rem;
      color: rgba(255,255,255,0.55);
      letter-spacing: 0.18em;
      text-transform: uppercase;
    }

    .nav-links {
      display: flex;
      list-style: none;
      gap: 36px;
    }
    .nav-links a {
      font-size: 0.78rem;
      font-weight: 500;
      letter-spacing: 0.1em;
      text-transform: uppercase;
      color: rgba(255,255,255,0.75);
      transition: color 0.2s;
      position: relative;
    }
    .nav-links a::after {
      content: '';
      position: absolute;
      bottom: -4px; left: 0;
      width: 0; height: 1px;
      background: var(--gold);
      transition: width 0.3s;
    }
    .nav-links a:hover { color: var(--gold-light); }
    .nav-links a:hover::after { width: 100%; }

    .nav-cta {
      padding: 10px 24px;
      background: transparent;
      border: 1px solid var(--gold);
      color: var(--gold-light) !important;
      border-radius: 2px;
      font-size: 0.75rem !important;
      letter-spacing: 0.12em !important;
      transition: all 0.25s !important;
    }
    .nav-cta:hover {
      background: var(--gold) !important;
      color: var(--navy) !important;
    }
    .nav-cta::after { display: none !important; }

    .hamburger { display: none; flex-direction: column; gap: 5px; cursor: pointer; }
    .hamburger span { width: 26px; height: 1.5px; background: var(--gold-light); transition: all 0.3s; }

    /* ── HERO SLIDER ── */
    .hero {
      height: 100vh;
      min-height: 640px;
      position: relative;
      overflow: hidden;
    }

    .slides { display: flex; height: 100%; }

    .slide {
      min-width: 100%;
      height: 100%;
      position: relative;
      display: flex;
      align-items: center;
      justify-content: center;
      transition: transform 0.8s cubic-bezier(0.77,0,0.175,1);
    }

    .slide-img {
      position: absolute;
      inset: 0;
      background-size: cover;
      background-position: center;
      filter: brightness(0.42);
    }

    .slide-overlay {
      position: absolute;
      inset: 0;
      background: linear-gradient(135deg, rgba(11,30,61,0.72) 0%, rgba(11,30,61,0.2) 60%, rgba(0,0,0,0.1) 100%);
    }

    .slide-content {
      position: relative;
      z-index: 2;
      text-align: center;
      max-width: 860px;
      padding: 0 32px;
    }

    .slide-eyebrow {
      display: inline-block;
      font-size: 0.7rem;
      letter-spacing: 0.22em;
      text-transform: uppercase;
      color: var(--gold);
      margin-bottom: 20px;
      padding: 6px 16px;
      border: 1px solid rgba(201,168,76,0.4);
    }

    .slide-title {
      font-family: 'Cormorant Garamond', serif;
      font-size: clamp(2.4rem, 5.5vw, 4.2rem);
      font-weight: 600;
      color: var(--white);
      line-height: 1.15;
      margin-bottom: 24px;
    }

    .slide-title em {
      font-style: italic;
      color: var(--gold-light);
    }

    .slide-body {
      font-size: 1.05rem;
      color: rgba(255,255,255,0.78);
      max-width: 560px;
      margin: 0 auto 36px;
      font-weight: 300;
    }

    .slide-actions { display: flex; gap: 16px; justify-content: center; flex-wrap: wrap; }

    .btn-primary {
      display: inline-block;
      padding: 14px 36px;
      background: var(--gold);
      color: var(--navy);
      font-size: 0.78rem;
      font-weight: 600;
      letter-spacing: 0.12em;
      text-transform: uppercase;
      border: none;
      cursor: pointer;
      transition: all 0.25s;
      border-radius: 1px;
    }
    .btn-primary:hover { background: var(--gold-light); transform: translateY(-2px); }

    .btn-outline {
      display: inline-block;
      padding: 14px 36px;
      background: transparent;
      color: var(--white);
      font-size: 0.78rem;
      font-weight: 500;
      letter-spacing: 0.12em;
      text-transform: uppercase;
      border: 1px solid rgba(255,255,255,0.45);
      cursor: pointer;
      transition: all 0.25s;
      border-radius: 1px;
    }
    .btn-outline:hover { border-color: var(--gold); color: var(--gold-light); }

    /* Slider controls */
    .slider-nav {
      position: absolute;
      bottom: 40px;
      left: 50%;
      transform: translateX(-50%);
      display: flex;
      gap: 10px;
      z-index: 10;
    }
    .dot {
      width: 28px; height: 2px;
      background: rgba(255,255,255,0.35);
      cursor: pointer;
      transition: all 0.3s;
    }
    .dot.active { background: var(--gold); width: 48px; }

    .slider-arrows {
      position: absolute;
      top: 50%;
      transform: translateY(-50%);
      width: 100%;
      display: flex;
      justify-content: space-between;
      padding: 0 24px;
      z-index: 10;
      pointer-events: none;
    }
    .arrow {
      pointer-events: all;
      width: 48px; height: 48px;
      display: flex; align-items: center; justify-content: center;
      border: 1px solid rgba(255,255,255,0.3);
      color: white;
      cursor: pointer;
      transition: all 0.25s;
      background: rgba(11,30,61,0.3);
      backdrop-filter: blur(4px);
    }
    .arrow:hover { border-color: var(--gold); background: rgba(201,168,76,0.15); }

    /* Stats bar */
    .stats-bar {
      background: var(--navy);
      border-bottom: 1px solid rgba(201,168,76,0.2);
      padding: 28px 0;
    }
    .stats-grid {
      max-width: 1100px;
      margin: 0 auto;
      display: grid;
      grid-template-columns: repeat(4, 1fr);
      gap: 0;
      padding: 0 32px;
    }
    .stat-item {
      text-align: center;
      padding: 12px 16px;
      border-right: 1px solid rgba(255,255,255,0.1);
    }
    .stat-item:last-child { border-right: none; }
    .stat-number {
      font-family: 'Cormorant Garamond', serif;
      font-size: 2.2rem;
      font-weight: 700;
      color: var(--gold-light);
      line-height: 1;
      margin-bottom: 6px;
    }
    .stat-label {
      font-size: 0.72rem;
      letter-spacing: 0.14em;
      text-transform: uppercase;
      color: rgba(255,255,255,0.55);
    }

    /* ── SECTION COMMONS ── */
    section { padding: 100px 0; }

    .container {
      max-width: 1140px;
      margin: 0 auto;
      padding: 0 32px;
    }

    .section-eyebrow {
      font-size: 0.68rem;
      letter-spacing: 0.22em;
      text-transform: uppercase;
      color: var(--gold);
      margin-bottom: 14px;
      display: block;
    }

    .section-title {
      font-family: 'Cormorant Garamond', serif;
      font-size: clamp(2rem, 3.5vw, 2.9rem);
      font-weight: 600;
      color: var(--navy);
      margin-bottom: 20px;
      line-height: 1.2;
    }

    .section-title.light { color: var(--white); }

    .section-line {
      width: 56px; height: 2px;
      background: var(--gold);
      margin-bottom: 24px;
    }

    .section-line.center { margin: 0 auto 24px; }

    .section-desc {
      font-size: 1.02rem;
      color: var(--text-mid);
      max-width: 680px;
      line-height: 1.75;
    }

    /* ── ABOUT ── */
    #about { background: var(--white); }

    .about-grid {
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 80px;
      align-items: center;
    }

    .about-img-wrap {
      position: relative;
    }

    .about-img-wrap img {
      width: 100%;
      height: 520px;
      object-fit: cover;
      display: block;
    }

    .about-img-badge {
      position: absolute;
      bottom: -24px;
      right: -24px;
      background: var(--navy);
      padding: 28px 30px;
      text-align: center;
      border: 3px solid var(--gold);
    }
    .about-img-badge strong {
      font-family: 'Cormorant Garamond', serif;
      font-size: 2.6rem;
      color: var(--gold-light);
      display: block;
      line-height: 1;
    }
    .about-img-badge span {
      font-size: 0.68rem;
      letter-spacing: 0.14em;
      text-transform: uppercase;
      color: rgba(255,255,255,0.6);
      margin-top: 4px;
      display: block;
    }

    .about-text { padding-left: 16px; }

    .mission-box {
      margin-top: 36px;
      padding: 28px 32px;
      background: var(--gold-pale);
      border-left: 4px solid var(--gold);
    }
    .mission-box p {
      font-family: 'Cormorant Garamond', serif;
      font-size: 1.15rem;
      font-style: italic;
      color: var(--navy);
      line-height: 1.65;
    }

    /* ── VALUES ── */
    #values {
      background: var(--navy);
      padding: 100px 0;
    }

    .values-header { text-align: center; margin-bottom: 64px; }

    .values-grid {
      display: grid;
      grid-template-columns: repeat(4, 1fr);
      gap: 2px;
    }

    .value-card {
      background: rgba(255,255,255,0.04);
      padding: 48px 32px;
      border: 1px solid rgba(201,168,76,0.12);
      transition: all 0.3s;
      text-align: center;
      position: relative;
      overflow: hidden;
    }
    .value-card::before {
      content: '';
      position: absolute;
      bottom: 0; left: 0; right: 0;
      height: 2px;
      background: var(--gold);
      transform: scaleX(0);
      transition: transform 0.3s;
    }
    .value-card:hover { background: rgba(201,168,76,0.07); transform: translateY(-4px); }
    .value-card:hover::before { transform: scaleX(1); }

    .value-icon {
      width: 56px; height: 56px;
      background: rgba(201,168,76,0.12);
      border: 1px solid rgba(201,168,76,0.3);
      border-radius: 50%;
      display: flex;
      align-items: center;
      justify-content: center;
      margin: 0 auto 24px;
      font-size: 1.5rem;
    }

    .value-card h3 {
      font-family: 'Cormorant Garamond', serif;
      font-size: 1.25rem;
      color: var(--gold-light);
      margin-bottom: 14px;
    }

    .value-card p {
      font-size: 0.88rem;
      color: rgba(255,255,255,0.6);
      line-height: 1.7;
    }

    /* ── WHY US ── */
    #why { background: var(--cream); }

    .why-grid {
      display: grid;
      grid-template-columns: 1fr 1.2fr;
      gap: 80px;
      align-items: start;
    }

    .why-items {
      display: grid;
      gap: 0;
    }

    .why-item {
      display: flex;
      align-items: flex-start;
      gap: 20px;
      padding: 22px 0;
      border-bottom: 1px solid rgba(11,30,61,0.08);
      transition: all 0.2s;
    }
    .why-item:first-child { border-top: 1px solid rgba(11,30,61,0.08); }

    .why-check {
      width: 28px; height: 28px;
      background: var(--gold-pale);
      border: 1px solid var(--gold);
      border-radius: 50%;
      display: flex;
      align-items: center;
      justify-content: center;
      flex-shrink: 0;
      margin-top: 2px;
      font-size: 0.75rem;
      color: var(--gold);
    }

    .why-text strong {
      display: block;
      font-size: 0.93rem;
      font-weight: 600;
      color: var(--navy);
      margin-bottom: 3px;
    }

    .why-text span {
      font-size: 0.82rem;
      color: var(--text-muted);
    }

    .why-img-col { position: sticky; top: 100px; }
    .why-img-wrap { position: relative; }
    .why-img-wrap img {
      width: 100%;
      height: 440px;
      object-fit: cover;
      display: block;
    }
    .why-img-tag {
      position: absolute;
      top: -20px;
      left: 24px;
      background: var(--gold);
      color: var(--navy);
      font-size: 0.7rem;
      font-weight: 700;
      letter-spacing: 0.14em;
      text-transform: uppercase;
      padding: 8px 18px;
    }

    /* ── TEAM ── */
    #team { background: var(--white); }

    .team-header { text-align: center; margin-bottom: 64px; }

    .partners-grid {
      display: grid;
      grid-template-columns: repeat(3, 1fr);
      gap: 32px;
      margin-bottom: 72px;
    }

    .partner-card {
      background: var(--cream);
      border: 1px solid rgba(11,30,61,0.08);
      overflow: hidden;
      transition: all 0.3s;
    }
    .partner-card:hover {
      transform: translateY(-6px);
      box-shadow: var(--shadow-hover);
    }

    .partner-img {
      width: 100%;
      height: 300px;
      object-fit: cover;
      object-position: top;
      background: linear-gradient(135deg, #1a3260 0%, #0B1E3D 100%);
      display: flex;
      align-items: center;
      justify-content: center;
      font-family: 'Cormorant Garamond', serif;
      font-size: 4rem;
      color: rgba(201,168,76,0.4);
    }

    .partner-info { padding: 28px; }
    .partner-info h3 {
      font-family: 'Cormorant Garamond', serif;
      font-size: 1.35rem;
      color: var(--navy);
      margin-bottom: 4px;
    }
    .partner-title {
      font-size: 0.75rem;
      letter-spacing: 0.1em;
      text-transform: uppercase;
      color: var(--gold);
      margin-bottom: 14px;
    }
    .partner-bio {
      font-size: 0.87rem;
      color: var(--text-muted);
      line-height: 1.7;
    }

    .team-section-title {
      font-family: 'Cormorant Garamond', serif;
      font-size: 1.6rem;
      color: var(--navy);
      text-align: center;
      margin-bottom: 8px;
    }
    .team-sub {
      font-size: 0.85rem;
      color: var(--text-muted);
      text-align: center;
      margin-bottom: 36px;
      letter-spacing: 0.06em;
    }

    .staff-grid {
      display: grid;
      grid-template-columns: repeat(4, 1fr);
      gap: 20px;
    }

    .staff-card {
      text-align: center;
      padding: 28px 20px;
      border: 1px solid rgba(11,30,61,0.08);
      background: var(--cream);
      transition: all 0.2s;
    }
    .staff-card:hover { border-color: var(--gold); transform: translateY(-3px); }

    .staff-avatar {
      width: 72px; height: 72px;
      border-radius: 50%;
      background: var(--navy);
      margin: 0 auto 16px;
      display: flex;
      align-items: center;
      justify-content: center;
      font-family: 'Cormorant Garamond', serif;
      font-size: 1.6rem;
      color: var(--gold-light);
      border: 2px solid rgba(201,168,76,0.3);
    }

    .staff-card h4 {
      font-family: 'Cormorant Garamond', serif;
      font-size: 1.08rem;
      color: var(--navy);
      margin-bottom: 4px;
    }
    .staff-card .staff-exp {
      font-size: 0.75rem;
      color: var(--gold);
      letter-spacing: 0.08em;
    }

    /* ── SERVICES ── */
    #services {
      background: var(--navy);
      position: relative;
      overflow: hidden;
    }
    #services::before {
      content: '';
      position: absolute;
      top: -200px; right: -200px;
      width: 600px; height: 600px;
      background: radial-gradient(circle, rgba(201,168,76,0.06) 0%, transparent 70%);
    }

    .services-header { text-align: center; margin-bottom: 64px; }

    .services-tabs {
      display: flex;
      gap: 0;
      justify-content: center;
      margin-bottom: 52px;
      border: 1px solid rgba(201,168,76,0.2);
      display: inline-flex;
      width: 100%;
    }

    .tab-btn {
      flex: 1;
      padding: 16px 20px;
      background: transparent;
      border: none;
      border-right: 1px solid rgba(201,168,76,0.2);
      color: rgba(255,255,255,0.5);
      font-family: 'DM Sans', sans-serif;
      font-size: 0.8rem;
      font-weight: 500;
      letter-spacing: 0.08em;
      text-transform: uppercase;
      cursor: pointer;
      transition: all 0.25s;
    }
    .tab-btn:last-child { border-right: none; }
    .tab-btn.active { background: var(--gold); color: var(--navy); font-weight: 700; }
    .tab-btn:hover:not(.active) { background: rgba(201,168,76,0.1); color: rgba(255,255,255,0.8); }

    .tab-panel { display: none; }
    .tab-panel.active { display: block; }

    .services-grid {
      display: grid;
      grid-template-columns: repeat(4, 1fr);
      gap: 16px;
    }

    .service-item {
      padding: 24px 22px;
      border: 1px solid rgba(201,168,76,0.1);
      background: rgba(255,255,255,0.03);
      transition: all 0.25s;
      cursor: default;
    }
    .service-item:hover {
      background: rgba(201,168,76,0.07);
      border-color: rgba(201,168,76,0.3);
      transform: translateY(-2px);
    }

    .service-item .si-icon {
      font-size: 1.5rem;
      margin-bottom: 12px;
    }

    .service-item h4 {
      font-family: 'Cormorant Garamond', serif;
      font-size: 1.05rem;
      color: var(--gold-light);
      margin-bottom: 6px;
    }

    .service-item p {
      font-size: 0.8rem;
      color: rgba(255,255,255,0.45);
      line-height: 1.6;
    }

    .goals-grid {
      display: grid;
      grid-template-columns: repeat(3, 1fr);
      gap: 20px;
    }

    .goal-card {
      padding: 36px 28px;
      border: 1px solid rgba(201,168,76,0.15);
      background: rgba(255,255,255,0.03);
      text-align: center;
      transition: all 0.3s;
    }
    .goal-card:hover { background: rgba(201,168,76,0.06); border-color: rgba(201,168,76,0.35); }
    .goal-card .g-icon { font-size: 2rem; margin-bottom: 16px; }
    .goal-card h4 {
      font-family: 'Cormorant Garamond', serif;
      font-size: 1.2rem;
      color: var(--gold-light);
      margin-bottom: 10px;
    }
    .goal-card p { font-size: 0.82rem; color: rgba(255,255,255,0.5); line-height: 1.65; }

    /* disclosure note */
    .disclosure-note {
      margin-top: 52px;
      padding: 24px 28px;
      background: rgba(255,255,255,0.04);
      border: 1px solid rgba(201,168,76,0.15);
      border-left: 3px solid var(--gold);
      display: flex;
      align-items: flex-start;
      gap: 16px;
    }
    .disclosure-note p {
      font-size: 0.82rem;
      color: rgba(255,255,255,0.5);
      line-height: 1.6;
    }
    .disclosure-note a {
      color: var(--gold);
      text-decoration: underline;
    }
    .disc-icon { font-size: 1.2rem; flex-shrink: 0; margin-top: 2px; }

    /* ── TESTIMONIALS ── */
    #testimonials { background: var(--cream); }

    .testimonials-header { text-align: center; margin-bottom: 56px; }

    .google-badge {
      display: inline-flex;
      align-items: center;
      gap: 10px;
      padding: 10px 20px;
      background: var(--white);
      border: 1px solid #e5e7eb;
      border-radius: 40px;
      margin-bottom: 40px;
      box-shadow: 0 2px 12px rgba(0,0,0,0.08);
    }
    .google-badge span { font-size: 0.82rem; color: var(--text-mid); font-weight: 500; }
    .g-stars { color: #FBBC04; font-size: 1rem; }
    .g-logo { font-weight: 700; font-size: 0.85rem; color: #4285F4; }

    .reviews-grid {
      display: grid;
      grid-template-columns: repeat(3, 1fr);
      gap: 24px;
    }

    .review-card {
      background: var(--white);
      padding: 32px 28px;
      border: 1px solid rgba(11,30,61,0.07);
      box-shadow: var(--shadow);
      transition: all 0.3s;
      position: relative;
    }
    .review-card::before {
      content: '\201C';
      font-family: 'Cormorant Garamond', serif;
      font-size: 5rem;
      color: var(--gold-pale);
      position: absolute;
      top: 8px;
      left: 24px;
      line-height: 1;
    }
    .review-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-hover); }

    .review-stars { color: #FBBC04; font-size: 0.9rem; margin-bottom: 16px; position: relative; z-index: 1; }

    .review-text {
      font-size: 0.9rem;
      color: var(--text-mid);
      line-height: 1.75;
      margin-bottom: 24px;
      position: relative;
      z-index: 1;
    }

    .reviewer {
      display: flex;
      align-items: center;
      gap: 14px;
      border-top: 1px solid rgba(11,30,61,0.06);
      padding-top: 20px;
    }
    .reviewer-avatar {
      width: 44px; height: 44px;
      border-radius: 50%;
      background: var(--navy);
      display: flex;
      align-items: center;
      justify-content: center;
      font-family: 'Cormorant Garamond', serif;
      font-size: 1.1rem;
      color: var(--gold-light);
    }
    .reviewer-info strong { font-size: 0.87rem; color: var(--navy); display: block; }
    .reviewer-info span { font-size: 0.75rem; color: var(--text-muted); }

    /* ── CONTACT ── */
    #contact { background: var(--navy); padding: 100px 0; }

    .contact-grid {
      display: grid;
      grid-template-columns: 1.1fr 1fr;
      gap: 80px;
      align-items: start;
    }

    .contact-left .section-desc { color: rgba(255,255,255,0.6); }

    .contact-details { margin-top: 48px; display: grid; gap: 24px; }

    .contact-item {
      display: flex;
      align-items: flex-start;
      gap: 20px;
      padding: 24px;
      border: 1px solid rgba(201,168,76,0.15);
      background: rgba(255,255,255,0.03);
      transition: all 0.2s;
    }
    .contact-item:hover { border-color: rgba(201,168,76,0.35); background: rgba(201,168,76,0.04); }

    .ci-icon {
      width: 42px; height: 42px;
      background: rgba(201,168,76,0.12);
      border-radius: 50%;
      display: flex;
      align-items: center;
      justify-content: center;
      font-size: 1.1rem;
      flex-shrink: 0;
    }
    .ci-text strong {
      display: block;
      font-size: 0.7rem;
      letter-spacing: 0.15em;
      text-transform: uppercase;
      color: var(--gold);
      margin-bottom: 5px;
    }
    .ci-text p {
      font-size: 0.9rem;
      color: rgba(255,255,255,0.7);
      line-height: 1.65;
    }
    .ci-text a { color: rgba(255,255,255,0.7); }
    .ci-text a:hover { color: var(--gold-light); }

    .contact-form {
      background: rgba(255,255,255,0.04);
      border: 1px solid rgba(201,168,76,0.15);
      padding: 40px 36px;
    }

    .form-title {
      font-family: 'Cormorant Garamond', serif;
      font-size: 1.6rem;
      color: var(--white);
      margin-bottom: 28px;
    }

    .form-group { margin-bottom: 20px; }

    .form-group label {
      display: block;
      font-size: 0.72rem;
      letter-spacing: 0.12em;
      text-transform: uppercase;
      color: rgba(255,255,255,0.5);
      margin-bottom: 8px;
    }

    .form-group input,
    .form-group select,
    .form-group textarea {
      width: 100%;
      padding: 13px 16px;
      background: rgba(255,255,255,0.06);
      border: 1px solid rgba(201,168,76,0.2);
      color: var(--white);
      font-family: 'DM Sans', sans-serif;
      font-size: 0.9rem;
      outline: none;
      transition: border-color 0.25s;
      border-radius: 1px;
    }
    .form-group input::placeholder,
    .form-group textarea::placeholder { color: rgba(255,255,255,0.25); }
    .form-group input:focus,
    .form-group select:focus,
    .form-group textarea:focus { border-color: var(--gold); }
    .form-group select option { background: var(--navy); }
    .form-group textarea { resize: vertical; min-height: 100px; }

    .form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }

    /* ── FOOTER ── */
    footer {
      background: #070f1f;
      padding: 60px 0 28px;
      border-top: 1px solid rgba(201,168,76,0.1);
    }

    .footer-grid {
      max-width: 1140px;
      margin: 0 auto;
      padding: 0 32px;
      display: grid;
      grid-template-columns: 1.6fr 1fr 1fr 1fr;
      gap: 48px;
      margin-bottom: 48px;
    }

    .footer-brand p {
      font-size: 0.86rem;
      color: rgba(255,255,255,0.45);
      line-height: 1.7;
      margin-top: 16px;
    }

    .footer-logo {
      font-family: 'Cormorant Garamond', serif;
      font-size: 1.4rem;
      font-weight: 700;
      color: var(--gold-light);
      letter-spacing: 0.04em;
    }
    .footer-logo-sub {
      font-size: 0.6rem;
      color: rgba(255,255,255,0.4);
      letter-spacing: 0.18em;
      text-transform: uppercase;
      margin-top: 2px;
    }

    .footer-col h5 {
      font-size: 0.7rem;
      letter-spacing: 0.18em;
      text-transform: uppercase;
      color: var(--gold);
      margin-bottom: 20px;
    }

    .footer-col ul { list-style: none; }
    .footer-col li { margin-bottom: 10px; }
    .footer-col a {
      font-size: 0.85rem;
      color: rgba(255,255,255,0.45);
      transition: color 0.2s;
    }
    .footer-col a:hover { color: var(--gold-light); }

    .footer-bottom {
      max-width: 1140px;
      margin: 0 auto;
      padding: 24px 32px 0;
      border-top: 1px solid rgba(255,255,255,0.07);
      display: flex;
      justify-content: space-between;
      align-items: center;
      gap: 16px;
      flex-wrap: wrap;
    }
    .footer-bottom p {
      font-size: 0.78rem;
      color: rgba(255,255,255,0.3);
    }
    .footer-bottom a { color: var(--gold); }

    .sebi-note {
      font-size: 0.75rem;
      color: rgba(255,255,255,0.3);
      max-width: 700px;
    }

    /* ── SCROLL ANIMATIONS ── */
    .reveal {
      opacity: 0;
      transform: translateY(28px);
      transition: opacity 0.7s ease, transform 0.7s ease;
    }
    .reveal.visible {
      opacity: 1;
      transform: translateY(0);
    }
    .reveal-delay-1 { transition-delay: 0.1s; }
    .reveal-delay-2 { transition-delay: 0.2s; }
    .reveal-delay-3 { transition-delay: 0.3s; }
    .reveal-delay-4 { transition-delay: 0.4s; }

    /* ── RESPONSIVE ── */
    @media (max-width: 1024px) {
      .values-grid { grid-template-columns: repeat(2, 1fr); }
      .services-grid { grid-template-columns: repeat(2, 1fr); }
      .goals-grid { grid-template-columns: repeat(2, 1fr); }
      .staff-grid { grid-template-columns: repeat(2, 1fr); }
      .footer-grid { grid-template-columns: 1fr 1fr; }
    }

    @media (max-width: 768px) {
      nav { padding: 0 20px; }
      .nav-links { display: none; }
      .nav-links.open {
        display: flex;
        flex-direction: column;
        position: fixed;
        top: 72px; left: 0; right: 0;
        background: rgba(11,30,61,0.98);
        padding: 24px 32px;
        gap: 20px;
        border-top: 1px solid rgba(201,168,76,0.2);
      }
      .hamburger { display: flex; }
      .stats-grid { grid-template-columns: repeat(2, 1fr); }
      .stat-item { border-right: none; border-bottom: 1px solid rgba(255,255,255,0.1); }
      .about-grid,
      .why-grid,
      .contact-grid { grid-template-columns: 1fr; gap: 48px; }
      .about-img-badge { right: 0; bottom: 0; }
      .about-text { padding-left: 0; }
      .why-img-col { position: static; }
      .partners-grid { grid-template-columns: 1fr; }
      .staff-grid { grid-template-columns: repeat(2, 1fr); }
      .reviews-grid { grid-template-columns: 1fr; }
      .services-tabs { flex-wrap: wrap; }
      .tab-btn { font-size: 0.7rem; padding: 12px 14px; }
      .services-grid { grid-template-columns: 1fr; }
      .goals-grid { grid-template-columns: 1fr; }
      .footer-grid { grid-template-columns: 1fr; gap: 32px; }
      .form-row { grid-template-columns: 1fr; }
      section { padding: 72px 0; }
      .contact-form { padding: 28px 20px; }
    }

    /* mobile menu hamburger animation */
    .hamburger.open span:nth-child(1) { transform: translateY(6.5px) rotate(45deg); }
    .hamburger.open span:nth-child(2) { opacity: 0; }
    .hamburger.open span:nth-child(3) { transform: translateY(-6.5px) rotate(-45deg); }

    /* society insurance */
    .society-card {
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 0;
      border: 1px solid rgba(201,168,76,0.15);
    }
    .society-img {
      min-height: 260px;
      background: linear-gradient(135deg, rgba(201,168,76,0.15) 0%, rgba(11,30,61,0.8) 100%);
      display: flex;
      align-items: center;
      justify-content: center;
      font-size: 4rem;
    }
    .society-text {
      padding: 40px 36px;
    }
    .society-text h4 {
      font-family: 'Cormorant Garamond', serif;
      font-size: 1.6rem;
      color: var(--gold-light);
      margin-bottom: 12px;
    }
    .society-text p {
      font-size: 0.88rem;
      color: rgba(255,255,255,0.55);
      line-height: 1.7;
      margin-bottom: 16px;
    }

    @media (max-width: 768px) {
      .society-card { grid-template-columns: 1fr; }
    }